AND CO is a smartphone-based application that enables its users to create invoices, file expenses, and manage projects. The application creates its users invoices for them, tracks their payments, and keeps track of their billing schedules. It also connects with its clients’ business bank accounts to automatically track, reconcile, and categorizetheir expenses. AND CO facilitates a portfolio of services such as serving as a personal chief operator, simplifying tax time and invoicing, and the provision of automated expense tracking and day-to-day advice on deductions.