Established in 1996 as a privately held corporation, Employer Benefit Underwriters, Inc. (EBU Inc.) is a leading National Managing General Underwriter (MGU) providing Medical Stop Loss Insurance to self-funded employers and, in all states (including New York). With over 150 years of combined experience, our team of underwriters offers an unparalleled level of experience making EBU the trusted choice of third party administrators, brokers and consultants for their clients. It is our mission to provide our partners with coverage for their clients that meets their specific needs, whether currently self-funded or transitioning from fully insured to self funded. Our traditional and innovative Medical Stop Loss Insurance solution options can provide your clients with financial advantages, flexibility, predictability and the safety of a budgeted maximum cost. On behalf of our A.M. Best's 'Excellent' rated carriers we offer options for group sizes starting at 25 lives, deductible levels from $15,000, unlimited maximum benefit, specific advance funding, terminal liability options, reference based pricing and more!