Founded in 1897 in Archbold, Ohio, Farmers & Merchants State Bank has been a stable financial institution for our communities. F&M is committed to ensure that communuity banking continues to grow and prosper by providing quality customer service and supplying the financial needs to individuals, farmers, businesses and industries in our market. F&M has 25 office locations in Archbold, Bowling Green, Bryan, Defiance, Delta, Findlay, Hicksville, Montpelier, Napoleon, Perrysburg, Stryker, Swanton, Sylvania, Wauseon and West Unity in Ohio and Angola, Auburn, Butler and Fort Wayne in Indiana.