The HMA® will provide you and your family with access to an average of up to $2 or more in medical benefits for every $1 above and beyond what you contribute into your plan on a monthly basis as the program progresses. These medical benefits can be used to help you save money on most of your doctor, pharmacy, dental, vision and other out-of-pocket responsibilities that your health insurance or Medicare plan does not cover. The HMA® will empower you with more health care purchasing power than ever before.