Dramatic changes are taking place in the 401K marketplace and many sponsors are still unsure about how they are being impacted. The Unityy401(k) plan enables multiple organizations to band together into a single plan that streamlines the process of offering and maintaining a retirement plan. Employers no longer need to sponsor their own individual 401(k)s and absorb the higher costs, risks and workload associated with that role. Through economies of scale, the Uinity401(k) offers employers a high degree of support. The result is Less work, lower cost, and liability transfer away from the employer.