The companies of OneAmerica have a solid foundation in the financial services marketplace dating back more than 140 years. During that tenure we have implemented a variety of retirement plan products and services to meet the financial needs of our clients. We are organized in a mutual holding company structure. From a business standpoint, the advantages of our mutual holding company structure are numerous. This structure supports our growth strategy by providing flexibility to bring other mutual insurance companies into the organization. It allows for efficiency in capital structure by providing both support for growth and stability for financial strength over the long term. Currently, our retirement plan business accounts for 40% of OneAmerica’s over 2,000 employees, 72% of sales and 73% of assets under administration. For the sixth consecutive year, insurance rating agency A.M. Best has given the OneAmerica companies an A+ (Superior) grade. Combined with Standard & Poor’s AA- (Very Strong) rating, OneAmerica is among the top 9% of most financially secure life insurance organizations in the country. Assets under administration for the enterprise are $86.5 billion, with a compounded annual growth rate of 14% over the past five years, while the enterprise maintains a 93% customer-retention rate.