Our employer-sponsored platform, the medZERO spending account, provides benefits eligible employees instant access to funds to pay their out-of-pocket healthcare costs with no credit check, interest charges, or fees. Repayment is made through automatic payroll deduction. For users with Health Savings Accounts, medZERO payments are pre-tax allowing them to save up to 30% on all qualified medical expenses. Using medZERO, employees turn their out-of-pocket healthcare costs into manageable payments made over time.